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חוק הבנקאות (שירות ללקוח) (תיקון מס' 38), התשפ"ה–2025

Private member's bill · Published 14 May 2025

  1. 1Tabled
  2. 2Reading 14 Mar 2025
  3. 3Committee
  4. 4Readings 2-313 May 2025
  5. 5Published14 May 2025

How it affects you

From December 1, 2025, banks holding more than 5% of all banking assets must let individuals open Israeli-currency deposits through a closed account, including online. The account may receive money only from the depositor’s account at another bank or the postal bank, and return it only there.

Who gains

  • Individual customers Open an Israeli-currency deposit through a closed account, including online
  • The banking supervisor May extend the arrangement to foreign-currency deposits

Who pays

  • Large banks Must allow deposits through a closed account
  • Banks Must not exert unfair influence on customers

Under the table

  • Few hands

    Only 7 of the 120 members took part in the final vote.

How they voted

Whole Knesset
Whole Knesset, Total 120
VoteCount
For7
Against0
Abstained0
Did not vote113

Coalition

1 for

Opposition

Coalition

Opposition

Coalition

Opposition

Coalition

Opposition

Opposition

Coalition

Opposition

Opposition

Who was in the room

ועדת הכלכלה

3 committee meetings on this law

Invited most often

  • איגוד הבנקים9
  • בנק ישראל6
  • איגוד היועצים והמאמנים לכלכלת המשפחה בישראל4
  • משרד האוצר2
  • רשות התחרות2
  • לובי 992
  • מטה משפחות החטופים והנעדרים2
  • משרד המשפטים1
3 committee meetings
  • 25 Dec 2024ועדת הכנסת16 invited
  • 18 Feb 2025ועדת הכלכלה21 invited
  • 11 Mar 2025ועדת הכלכלה19 invited

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